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Loan Application

After you have decided on a home to buy and have signed an Agreement to Purchase, you typically have 90 days (although it can vary) to close the transaction.  You will be surprised how fast that time seems to pass so you need to act quickly or risk losing your deposit depending on your agreement.  Below is a list of the things than need to be done at this stage.

  • Apply to the mortgage-lending institution of your choice for your loan immediately. They will have a list of documents you will be required to produce.  Shown below is a list of the common ones they request.  Others could be required depending on your particular circumstances.  If you would like a hard-copy of the below, please feel free to contact us.
  • It might be a good idea (especially if you have already been pre-approved) to liaise with your attorney to check the title of the property you are purchasing to make sure early that there are no unpleasant surprises later on!
Agreement
Bank Form
Board of Inland Revenue #
Credit Report (Bank to Obtain)
Deed
Financial details & Credit Cards
ID – 2 Pieces
Recent Pay Slip
Salary Letter
Recent Utility Bill
Recent Valuation Report
Completion Certificate (Depends on age of home)

Our Offices

#23 Ariapita Avenue,
Woodbrook, Port-of-Spain,
Trinidad, W.I.
Tel 1: (868) 624-8628
Tel 2: (868) 624-6629
Tel 3: (868) 627-5670
Fax: (868) 627-1094
#51 Harris Street,
San Fernando,
Trinidad, W.I.
Tel 1: (868) 657-7162
Tel 2: (868) 657-5630
Fax: (868) 652-9692
1st Floor, No. 9,
Mulchan Seuchan Road,
Chaguanas,
Trinidad, W.I.
Tel 1: (868) 238-3697
Tel 2: (868) 239-2764
Unit 5, Tateco Building,
Wilson Road, Scarborough,
Tobago, W.I.
Tel: (868) 639-3077
Fax: (868) 635-0160
#51-59 Tumpuna Road,
Shops of Arima
Inner Mall Shops
Arima,
Trinidad, W.I.
Tel: (868) 230-5321

Office Hours: Monday to Friday (Excluding Public Holidays) 8:00am to 4:00pm (GMT-4).